Should You Talk To The Insurance Company After You Are In A Car Wreck?
Any car accident lawyer in Milwaukee – or anywhere else for that matter – worth his weight in legal advice will tell you that claiming insurance for personal injury cases can be very tricky. Care must be employed to ensure that you don’t do anything to damage your chances and be subjected to unfair treatment.
One of the most common mistakes committed by claimants is talking to an insurance company and giving a formal statement. Yes, it is natural for victims to seek their insurance agents and claim benefits covered by their policies, but legal professionals like Gendlin, Liverman & Rymer say this can spell out a host of complications that may prove to be more detrimental than beneficial. According to them:
“Most accident victims feel they can give statements to insurance companies because they will be truthful. However, accident victims are not experienced professionals and what may seem like a harmless conversation can be a legal trap.
An insurance company may call and say they need to take your recorded statement about how the accident happened and the severity of your injuries before they can make any payments. Don’t give them a statement. An insurance company does not need a recorded statement from you before they pay your claim.”
While it is true that most insurance companies require information from victims of accidents, a formal statement is not one of those pieces of information required, contrary to what they might make people believe.
The foremost risk here in providing a formal statement without proper legal guidance is that it may eventually be used against the claimant. “In many instances, the insurance company takes a statement in order to use your recorded words against you to deny or reduce your claim,” lawyers further advise. It is best to avoid putting yourself in situations that may be prejudicial to you in the end.
The good news is, if you can’t turn to your insurance company, you can certainly get the help that you need from other sources. For instance, seeking the advice and assistance of a car accident attorney in Milwaukee is considered to be among the smartest decisions you can make after an accident. With the guidance of a seasoned legal professional, you will be able to see that while unfortunate vehicular events may put a dent in your life, you can still get back on the right track.